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WeExpats is an international insurance broker that provides low cost healthcare products to people worldwide. Please take a moment to fill out the basic information below to see the cost of insurance for you and/or your family.
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Frequently Asked Questions
Do you have a policy that will cover the coronavirus?
Yes, many of our providers are offering full to partial benefits if you hold a policy before you get the virus. Please fill out the form to be contacted by a broker to discuss options. Here is a blog post on the subject as well.
What is the cost?
The cost is dependent on your age and coverage, our average premium is between $100-$200 USD a month but it is highly flexible. Fill out the form to get a breakdown of all the deductibles and cost.
Where do the policies work?
The policies work worldwide excluding Balkans, Belarus, Burma, Cote D’Ivoire (Ivory Coast), Cuba, Democratic Republic of Congo, Iran, Iraq, Liberia, North Korea, Sudan, Syria, and Zimbabwe. The updated exclusion list is based on the United State Treasury’s list of sanctioned countries found here.
Are Preexisting conditions covered?
For long term health, it depends on the severity of a condition. A doctor will review your medical history and see what kind of risk you pose to the insurer and then make an offer to you for coverage. An offer may exclude only that condition, it may have a higher deductible for the condition, or they may accept it as is. One thing to note, the more medical history you have about a condition, the higher chance you have of it being a better offer, insurance companies will always assume the worse case scenario if you do not provide documentation.
Many of our Medical Evacuation and Travel Insurance policies are able to cover preexisting conditions as their policies are meant for emergencies, not treatment of a long term conditions.
Who are your providers?
For healthcare products: IMG, VUMI, Morgan White, Cigna, BMI, Point Comfort, RedBridge, GeoBlue, Travel Medevac, AirmedEvac. We also have a larger variety of products for Mexico through our partner Novamar including: Homeowners, Auto, Boat, and Commercial. If you are interested in these products fill out the form and mention your interest to our broker.
What is the max age to be able to apply for healthcare?
85 for long term healthcare, but once you are on the plan you can keep it for life. For short term and medical evacuation there are no age limits.
Do I have to take a healthcare exam?
Depending on the provider you will have to have a doctors exam if you are over the age of 60 or 65. The insurance companies will refund between $50 usd – $65 for the visit depending on the provider.
Do you have questions? Use our live chat during business hours in the bottom right, or email / whatsApp us at anytime!
whatsApp / text Justin at +1 435 647 6379
call our office +1 435 714 7012
High Coverage / Low Cost
All of our expat policies offer premium, high coverage policies, at a low cost.
Our small team is here for you to help you get a plan for your unique needs, and help you get the most out of your policy.
We will pick the best insurance provider to suit your needs and budget. We are not tied to any single provider.